The 10-month repayment plan interest rate is 0% APR meaning you do not pay any interest, however as there is an arrangement fee this fee equates to a fixed APR of 16.11%.
An arrangement fee will be charged which will be included in your first monthly payment – the cost of the arrangement fee will be calculated as 6.76% of the cost of your Season Ticket.
REPRESENTATIVE EXAMPLE
![]()
|
|
|||
|
|
|
Applicants for finance need to be 18 years or older. The lender will carry out checks with credit reference agencies and fraud prevention agencies.
When you click ‘Pay’ you will be taken to the V12 Retail Finance application form to complete your application for finance. The application form may contain some personal information you have previously provided. Please check this information is accurate and fill in any missing information.
You will also need to provide:
• 3 years’ address history
• Employment and income information
• Your bank account number and sort code to set up a Direct Debit in your name
Please note
You must complete your season ticket application, regardless of how you pay, within 45 minutes.
If paying by finance, you will usually receive an immediate decision. Occasionally V12 will need to review your application in more detail. If this is longer than 45 minutes then you will need to start the ticket purchase from the beginning.
If your application is declined, you will be able to log back in to the club’s website and purchase your season ticket using a credit/debit card.
For full V12 Retail Finance FAQ’s, click here.
How do I apply for finance to pay for my Season Ticket?
Select the V12 Finance option at the checkout page and you will be automatically redirected to the V12 Finance website to complete your application. Please note, you must complete your finance application within 45 minutes.
What information do I need to hand to complete my application?
You will need to provide the following information:
Can a member of my Friends and Family renew my Season Ticket for me using V12 Finance?
Yes. If renewing more than one season ticket in the same transaction, all season tickets must be paid using the finance option and would be bound to one finance agreement.
How long will it take to get a decision on my finance application?
You will receive a decision almost instantly unless your application is referred. Please note, you must complete your online application within 45 minutes.
My application for finance has been referred by V12 Finance, but I have received a confirmation e-mail from the club confirming my season ticket has been renewed. What does this mean?
V12 will be completing further checks before confirming if your application has been accepted or declined. V12 will contact you directly should they require any further information. Please note, your season ticket purchase is not complete until V12 have accepted your finance application.
What do I do if my Finance application is declined?
V12 will contact you to advise that your application has been declined. The email will contain an appeal process which you can follow should you still wish to pay via the finance option. Alternatively, you can purchase your season ticket via another payment method but must do so before the purchase deadline.
How old must I be to apply for Finance for my Season Ticket?
You must be 18 years old or over.
Will I be charged a fee if I renew using the Finance option?
The 10-month repayment plan interest rate is 0% APR, meaning you do not pay any interest. An administration fee will be charged which will be included in your first monthly payment For full details and a representative example, click here.
Can I use both Ticket Cash and V12 Finance to pay for my Season Ticket?
Yes, if paying with Ticket Cash and finance, please ensure you select the Ticket Cash option first online so that this is deducted from the total amount, and then you can apply for Finance for the remaining balance.
Can I pay for my Season Ticket using a credit/debit card, then pay the remaining balance via V12 Finance?
No, unfortunately this is not possible.
Can I use the Finance option to purchase my Season Ticket if I do not reside in the UK?
No, V12 Finance can only offer finance to UK residents.
Please note, if your application is referred you will receive an email from the Club confirming that your Season Ticket has been purchased. However, your purchase is not complete until V12 have accepted your finance application, or you have made alternative payment should your application be declined.
Liverpool Football Club and Athletic Grounds Limited is an Introducer Appointed Representative of V12 Retail Finance Limited for the purpose of credit broking. Our FCA number is 743985 and will introduce you to V12 Retail Finance Limited to complete your application for finance. Subject to status and affordability. Terms and conditions apply.
Applicants for finance need to be 18 years or older. The lender will carry out checks with credit reference agencies and fraud prevention agencies.
V12 Retail Finance is offering a repayment plan to pay for your 2026/27 Season Ticket spread over 10 monthly repayments.
When you click ‘Pay’ you will be taken to the V12 Retail Finance application form to complete your application for finance. The application form may contain some personal information you have previously provided. Please check this information is accurate and fill in any missing information.
You will also need to provide: